Being a full time mother and wife is a challange for me, but I feel so grateful because I can look after Attar by my self in his first early years. It's so fun being together with Attar, playing and learning something new everyday or attending some activities for baby like rhyme time, parent and toddler group or just playing in the play ground. Attar and I have some new friends and he get opportunity to learn sharing with other kids by participating that kind of activities.
How about me? Insha Allah I have plan to go back to work after Attar and his sister/brother enjoy with his school. That's why I am preparing some skill that support my plan by participating in some courses. Living abroad is a big opportunity as well for me. I don't want to lose this chance. I try to find out the information where I can get good courses but with a flexible time, because I don't want to leave Attar for long. I did the same thing in Canada. I got many opportunities to learn about community development in community center and early childhood education in Early years center. It’s a quite different betwen Canada and Ireland. I could bring Attar to some courses in Canada because they provide child care for free. In Ireland, I usually join evening course because I need to switch place with my husband after he come back from the office.
Alhamdulillah I get some free courses which is provided by Irish government with a flexible time, of course :) One of them is Money Budgeting course. I just finished it last month and recently I join gardening course. Insha Allah on September, I am interested to join some courses about child care, child development, family health (nursing), cooking, photography, art n craft, and Interior Design. Hihihi, Do I look like a Monster who wants all that course? :P Btw, It will run as a short course that's why I want to join all of them. For me, There are no wasted knowledge. They are very useful for our life skill or in the future. Back to Money Budgeting course, As a women it’s a natural to be more sensitive about money, especially if we have a big goal in our future, for example buying a house, get married, holiday etc. Knowing about this course, I was so excited to join it soon ^_^
When I uploaded this picture, many of my friends asked me what was I doing so I got those certificate. I said I join Home budgeting course for 6 weeks which is only once in a week for 3 hours in each session. Every session we disscuss different topic.
So they asked me to make the summary of the course. tadaaa.. This is it, Hopefully it can be useful for you :)
Week 1
Attitude of Money
Reflection on your attitude of money.
Please the word/phrase in each pair which best describe how you are with money
open x private
sensible x easy come-easy go
relaxed x worried
Impulsived x Controlled
On time x Late
Plan Tomorrow x Plan for today
Enough Money x not enough money
on your feet x on your knees
rely on others x rely on your self
aware x confuse
cautious x generous
overdraft x saving
happy x sad
By circle those words, you will know your position with money. It makes us realize that maybe we want to change our habit of money, for example being implulsived but you don't have enough money. so Be carefull!! You can reflect with this simple exercise.
Week 2
Spending Diary
You can make in a sheet of paper, make a line in the middle of your paper. The left side is for income and right side is for outgoing.
1. List all items which bring money into your household (income)
2. List all ways that money goes out of your household (outgoing)
By making this list you will find out how you contol your expenses/outgoing.
Suggestion to Reduce your outgoings
1. Could I reduce my telephone bill
2. Could I save on electricity
3. Could I shop around/survey for gas (bensin)
4. check your spending diary on groceries, housekeeping, clothes, etc.
Shop around for best value in goods and services for the lowest price.
5. Social Life (bergaul) is important but small changes could lead to save your money
5. Could I save on any other things
Week 3
Budgeting: Plan your money
Budgeting is a plan for the money you expect to get and how you intend to spend or save it. Its a helpful record because it tells you..
1. how much money is coming in and going out
2. how much money that you give for sadaqa (Islamic way)
3. how much money you have left
4. how much what you owe (debts) you can afford to pay
5. how you can plan spending in the future
6. how much you can afford to save
7. how you can make changes to your spending
Budgeting can give you:
1. peace of mind by stopping you from spending what you can't afford
2. control your spending and avoid impulsive buying
3. a feeling of being organised
4. advanced preparation for emergencies by putting money aside for "a rainy day"
5. support to avoid spending more than you earn (getting into debt)
6. support to save money by making changes to your spending habit
I will continue make a summary of forth to sixth week of this course..
-To Be Continued-
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